Welcome!
The guiding philosophical tenets of NSIC are as follows:
Client interests are best served by approaching financial planning in a comprehensive manner, that is, by developing an integrated understanding of each of the factors which impact one's overall financial picture, including cash management, investments and insurance needs.
Fee-only compensation for an advisor is the most appropriate approach to financial planning.
Thoughtful investment strategies are critical to supporting the overall financial planning process.
We adhere to a long-term approach to the investment process and encourage clients to do the same. We neither support market timing nor speculative strategies.
Diversification, low portfolio turnover and low fees are key components to long term investment success, and thus, important to support the ultimate realization of financial objectives. We do not support the holding of individual securities.
The weight of historical evidence suggests that it is extremely difficult for an active mananger to "beat the market" consistently over time. Thus, we support the notion that the vast majority of portfolio assets should be invested in passive, engineered, low cost, low turnover investments.
NSIC adheres to the highest ethical standards and values and pride ourselves on having attained highly regarded industry credentials.
